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Finance

Finance Information

Interest Free Credit Offer - 0% APR - Up to 48 Months

Selected products qualify for interest free credit between 6 and 48 months, subject to status, details can be found on the individual product pages.  Currently finance is available through our website on selected items over £500, with a required deposit of between 10 to 50%. For finance applications for multiple items totalling over £500 please call us on 01707 320 788 to arrange.

Interest free finance is also available in-store under the same terms and conditions , so feel free to pop in. For in-store applications you be required to bring one form of photographic ID (drivers license or passport) and a utility bill from within the last six months from your current address.

You may pay down or completely pay off your finance agreement at any point during your agreement.

Pay4Later Finance

Example

Finance Option: 12 Months Interest Free Credit (0%) with 10% deposit.

Order Total: £1000.00

Deposit (10%): £100.00

Representative APR: 0%

Loan Amount £900.00

Cost of Loan: £0.00

Monthly Repayments: £75.00

Total amount payable £1000.00

Online orders purchased with credit applications are only available for delivery to the address which was used for the finance application.

Qualifying for Credit

In order to apply, you must meet the following criteria:

  • Over 18 and employed at least 16 hours per week
  • A good credit history with no late payments, debt relief orders, CCJ's, IVA's or bankruptcies
  • A permanent UK resident for the last 3 years.

If you are self employed, proof will be required.

Retired individuals who receive a private or company pension (aged 50 or over at date of application) are also welcome to apply.

Meeting all the criteria above does not guarantee acceptance, but if you are accepted for credit, deposits will need to be made via a credit or debit card.

If you have a question, require finance or if there is anything you do not understand regarding the credit agreement, please call Pay4Later Consumer Finance on 0800 294 5891 or seek free, independent advice from organisations such as the Citizen Advice Bureau or the Money Advice Service.

Lenders Information:

Close Brothers Retail Finance 

Dee House 

St Davids Park 

Flintshire 

CH5 3XF

Telephone: 0844 880 6542 

Nintronics Ltd, Unit 7, Martinfield Business Centre, Welwyn Garden City, AL7 1HG
Tel: 01707 320788 Email: sales@nintronics.co.uk

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